Rent vs Buy Calculator
Home price ($)
Down payment ($)
Mortgage rate (%)
Loan term (years)
Property tax (%/yr)
Home insurance ($/yr)
Maintenance (%/yr)
HOA fees ($/mo)
Monthly rent ($)
Annual rent increase (%)
Home appreciation (%/yr)
Investment return (%/yr)
Years you plan to stay
Compare rent vs buy
Verdict
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Total cost to buy
$
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Total cost to rent
$
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Net benefit of buying
$
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Monthly cost to buy
$
—
PITI + HOA + maintenance
Monthly rent
$
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Current rent, grows annually
Buy break-even
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